Dwelling Fire Insurance
As a rental property owner, you play an important role in helping people find and secure a decent, affordable place to live at various stages of their lives. You’ve made an investment that helps your tenants pursue their dreams, of course, but it also helps you build for your future.
But what if something goes wrong? What happens if a renter leaves a pan on an open flame and fire erupts? Or what do you do if a garage is damaged when unattended rags combust or, perhaps, the building is struck by lightning?
Don’t look to your personal insurance for relief. Your homeowners policy, for example, won’t cover the costs associated with rebuilding or repairing your rental property. To be adequately protected, you need a dwelling fire policy. And that’s something the team at HJM Insurance Services can help you with.
A dwelling fire insurance policy offers protection when you’re not concerned about getting coverage for the contents of the property. With a rental property, you probably don’t keep possessions there, so the full protection that a homeowners policy would provide really isn’t necessary. Nor is the expense of over-insuring your rental property with a standard homeowners policy.