Holiday Safety Tips HJM Insurance in Escondido, CA

Safety Tips for This Holiday Season

With the holidays just around the corner, it is a great time to review holiday safety items around the household. Especially if you plan on a lighting display. When it comes to holiday décor, some families go all out. Regardless of your…
Auto Insurance Claim Expectations

What To Expect When You File An Auto Insurance Claim

A Call for Facts of Loss When you’re involved in a car accident the first thing that happens after you report your claim is you receive a call from the insurance adjuster. An insurance adjuster looks at your coverages, listens to your statement…
Car insurance for your teen driver in Escondido, CA

Buying Car Insurance for Your Teen

If your teen just got their driver’s license, then you understand the importance of making sure they have the right insurance. Keeping them as safe as possible includes making sure that they’re insured in the event of an accident, so let’s…

It’s Cyber Awareness Month – Are You Following Good Practices?

October is Cyber Security Awareness Month. Since the pandemic, more individuals are using digital accounts for purchasing through the internet. This can leave you vulnerable & increase your risk for a cyber-attack. The majority of cyber-attacks…
Insurance for your college student in Escondido, CA

Auto Insurance, Renters Insurance & Discounts for Your College Student

Leaving for college is an exciting time for your child. Whether your child is moving out of state, moving out of your home or even living with you at home, college is a new chapter in his or her life. Being your agent, there are a few common…
September is National Preparedness Month & Insurance Coverage in Escondido, CA

September is National Preparedness Month – Here is How It Relates to Your Insurance

FEMA, Ready.gov and Listo.gov are big voices in reminding Americans that September is National Preparedness Month. Ready.gov is a great resource for teaching you how to prepare for a natural disaster. What do they consider a disaster? Wildfires,…
Four tips for landlords in Escondido, CA

Four Tips For Current and Future Landlords

Whether you are looking to buy an investment property or are looking change your existing home into a rental property, there are some things you should know about becoming a landlord. Most people choose to become a landlord for the financial…
Six life changes that impact your home insurance in Escondido, CA

Six Great Upgrades To Your Home & Why You Should Alert Your Agent

Many homeowners upgraded their homes in the last 18 months. Whether it was bringing a furry friend into your home, updating a kitchen or bathroom or adding additions like a swimming pool, trampoline or detached structures, these upgrades make…
Best Insurance Agent Escondido, California

Do You Have a Personal Insurance Agent?

When it comes to buying insurance, you can purchase it online yourself through a well-known insurance carrier, a captive agent or you can buy it through a local insurance agency. When you buy it online yourself, you may find it can be more challenging…
Telematics Auto Insurance Discount Escondido, CA

Looking for an Auto Insurance Discount? Consider Telematics.

Many insurance carriers offer telematics for an auto insurance discount. If you are seeking out additional auto insurance discounts to lower your monthly or annual premium, talk to your insurance agent to see if your carrier offers telematics.…