Landlord Protection Insurance in Escondido, CA
If you own a rental property such as a home, condo or duplex, you face unique risks from financial loss. Not only is the property you own at risk from damage, but you personally face risks associated with having a tenant.
A Landlord Insurance Policy can help protect all of your risks from rental property by insuring the property itself as well as providing you with broad liability coverage and additional coverage such as a wrongful conviction or unlawful entry.
Shopping your insurance from a local independent insurance agency can provide you with the expert consultation you need to determine what coverages best fit your needs. You can choose between fully encompassing policies with more protection, or slimmed down ones depending on your needs. Flexibility is the keyword here.
Landlord Insurance Coverage can include:
- Libel & Slander
- Wrongful conviction
- Unlawful entry
- Personal Injury
- Non-bodily injury claims
- Medical Payments
- Extended Dwelling Coverage
- & more
Don’t risk financial loss by owning a rental property. Insure it properly by calling HJM Insurance Services, Inc.. Get a quote today.
Frequently Asked Questions about Landlord Insurance
Who needs landlord insurance?
Landlord insurance is for anyone who owns rental property. If you own a rental home or other rental property, you need landlord insurance.
Does landlord insurance cover short term vacation rentals?
There is landlord insurance for short-term vacation rentals. It will be slightly different from your traditional landlord insurance policy because you have so many people coming and going from the residence versus one renter or family.
What type of insurance do you need for a rental property?
Rental properties require landlord insurance. This insurance covers the dwelling and protects your investment while another person is living there.