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Home Insurance

You have spent a large majority of your income and likely some savings to purchasing your home. You’ve invested time and money so relax and enjoy your property with a Homeowner’s Insurance policy from HJM Insurance Services, Inc.!

For Homeowner’s insurance protection is a vital part of owning a home. Purchasing a homeowner’s insurance policy, or home insurance policy, means purchasing protection for the inside and outside of your home.

Homeowners insurance, or home insurance, ensures you get paid for losses to your home and your possessions inside it. Purchasing a homeowners policy provides added security for your largest investment. Home insurance also protects you if you’re found to be liable for someone’s injuries on your property. This policy will also protect you from financial losses caused by storms, fire, theft and other events outlined in your policy. Call HJM Insurance Services, Inc. today to get a policy started.

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Frequently Asked Questions about Homeowners Insurance

What does home insurance cover?

Home insurance can cover a variety of losses including weather, fire and personal liability. The amount of coverage you get depends on the policy you purchase.

 Is home insurance required?

You should have home insurance. Your home is likely your largest asset and if you have a loan it will be required.

 Does home insurance protect me from dog bite claims?

Yes, home insurance provides you with insurance coverage in the event you have a dog that bites someone. Some dog breeds are uninsurable, so before you purchase a dog, be sure to contact your agent to see what breeds might be excluded. Additionally, each claim is different so coverage will be decided by the insurance company to ensure no excluded acts were committed.